Should I Be Worried About A Home Buyers Survey?

Should I be worried about a home buyers survey? It's a natural feeling to be nervous about house surveys, as you want every step of the house buying/selling process to run smoothly. But it's important to remember there's no point worrying about something until you know it should be worried about.

What should I worry about house survey?

Here are some of the more common problems that show up in building surveys:

  • Japanese Knotweed. Japanese knotweed is an invasive species that can cause significant damage to houses.
  • Subsidence.
  • Dry rot.
  • Woodworm.
  • Damp.
  • Asbestos.
  • Electrical issues.
  • Faulty drainpipes.
  • Is it worth having a house survey?

    House surveys are very important as they can show the condition of a property and even flag information that may convince you to back out of the sale, such as dry rot, subsidence, and more.

    Can I get a mortgage without a survey?

    Do you have to get a home buyers survey legally? No - but we'd strongly advise that you do before you move to exchanging contracts . Whether you're buying a home with cash or a mortgage, it's understandable that you'll want to save money where you can in the conveyancing process given the overall expense.

    What does a home surveyor check?

    A property or house survey is a detailed inspection of a property's condition. The surveyor inspects the property and tells you if there are structural problems like unstable walls or subsidence. They will highlight any major repairs or alterations needed, such as fixing the roof or chimney chute.


    Related faq for Should I Be Worried About A Home Buyers Survey?


    How long will the surveyor be in my house?

    The surveyor will take around 1-4 hours to complete the physical survey of your home, depending on the size and type of property. Full structural surveys which are more in-depth, can take anywhere between 3-8 hours to complete.


    Who gets a copy of a house survey?

    The seller's rights over the survey report

    A seller doesn't have any right to see a copy of reports unless the buyer chooses to disclose them and the surveyor/valuer must not discuss the report's actual or likely contents with the seller without the buyer's knowledge and consent.


    Do surveyors ever make mistakes?

    Miscalculations. One of the most common surveyor mistakes is a miscalculation of property boundaries. Often, this occurs due to disorganization or a simple mistake. Occasionally, it's due to a malfunction with the equipment, causing it to relay inaccuracies.


    What to do if survey shows problems?

  • Get estimates for any work.
  • Negotiate with the vendor.
  • Walk away if necessary.
  • Do nothing.
  • Have your own survey done.
  • Have the work done.
  • Reduce the price of the property you are selling.

  • What if house is valued for less than accepted offer?

    When a property is valued at less than the agreed sale price, the loan-to-value (LTV) ratio effectively increases. If your buyer can no longer secure the mortgage they need to purchase your property, they will be forced to pull out of the sale.


    Do surveyors check doors?

    Door and windows

    A building surveyor will make a point at opening most of the windows, doors and cupboards they can find just to reveal any cracking, missing keys, damaged timber that might reveal bigger problems.


    How long after survey is accepted?

    The actual survey doesn't take that long, around 2-4 hours depending on the property, the results usually come back pretty quick as well. The delay here can be due to the buyer not arranging the survey quick enough, or the seller (yourself) not having the availability to allow the surveyor visit the property.


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